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Jeff Brooks
Associate Broker
Tappahannock, VA
REALTOR®

430 Pine Tree Road, Center Cross, VA 22437

$445,000.00
  • 430 Pine Tree Road, Center Cross, VA 22437 Main Photo
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Featured Listing Pending
BEDS3 BATHS2 full SQUARE FEET1,400 MLS#2607347
STATUSPending PROPERTY TYPEResidential - Single Family SUBDIVISIONSouth Hill Banks

Property Description

South Hill Banks is a waterfront community in Essex County featuring a wide community sand beach with pier and boat ramp on the Rappahannock. 430 Pine Tree Road offers wonderful views of the River from the deck, family room or around the fire pit. The home features 3 bedrooms and two full baths as well as a large family room opening to the kitchen. There have been numerous renovations and upgrades including a new moisture barrier and dehumidifier in the crawl space (6-25), new roof (2023), HVAC (2025), water heater (2023). The property includes a shed with water and power and a second storage building/garage. Conveniently located only 50 minutes from Richmond, 20 minutes from Tappahannock or Urbanna and 10 minutes from Garrett's Marina. The county taxes the home as a 2 bedroom home but, the Health Department has it permitted for 3 bedrooms. The Community Association has a voluntary $125/year fee to cover up keep of the roads, pavilion, boat ramp and insurance. Move in Ready for the Summer.

Property Features

Property Type: Residential - Single Family
Basement: Crawl Space
Cooling: Central Air
Days on Market: 55
Heating: Electric, Heat Pump, Propane
Home Style: Ranch
Lot Size: 0.26 Acres
Roof Type: Composition
Stories: 1.0
Taxes: $983
Year Built: 1968

Feature Descriptions

Appliances: Washer/Dryer Stacked, Dishwasher, Electric Cooking, Electric Water Heater, Microwave, Refrigerator, Smooth Cooktop
Body of Water: Rappahannock Rivver
Community Features: Beach, Boat Facilities, Dock
Door Features: Insulated Doors
Exterior: Block, Drywall, Frame, Vinyl Siding
Exterior: Deck, Storage, Shed
Fencing: None
Floor Features: Carpet, Laminate, Wood
Interior: Bedroom on Main Level, Ceiling Fan(s), Dining Area, Eat-in Kitchen, Laminate Counters, Bath in Primary Bedroom, Main Level Primary
Laundry: Washer Hookup, Dryer Hookup, Stacked
Lot: Level
Lot Dimensions: 130' X 100'
Parcel#: 54A-5-72
Parking: No Garage, Off Street
Patio/Porch: Side Porch, Deck
Sewer: Septic Tank
Special View Info: Water
Topography: Level
Water: Community/Coop, Shared Well
Water Features: River Front, Water Access, Walk to Water
Window: Thermal Windows

Local Schools

High School: Essex
Middle School: Essex
Elementary School: Tappahannock

Listed By / Shown By

Listed By

Agency Name: Hometown Realty

agent picture

Shown By

Agent Name: Jeff Brooks Associate Broker
Agent Phone: (804) 445-1395

Estimate Your Payment

Estimated Payment

$ 2,391.87 per month $2,180.16 Principal & Interest $81.92 Property Tax $129.79 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Town Bank Mortgage
Listed By: Hometown Realty

Disclaimer: The information contained in these listings is deemed reliable but is not guaranteed. These real estate listings were derived from the Central Virginia Regional Multiple Listing Services, LLC, of which this brokerage is an independently owned member. All properties are subject to prior sale, change or withdrawal. These listings are refreshed within a minimum of every seven calendar days. Thus, listings may appear here for properties no longer on the market. The information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties for purchasing. All information is deemed reliable but is not guaranteed accurate. The multiple listing information is provided by Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2007 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.



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These real estate listings were derived from the Central Virginia Regional Multiple Listing Service, LLC, of which this brokerage is an independently owned Participant. The information contained in these listings is deemed reliable but is not guaranteed. All MLS listings are © 2026 Central Virginia Regional Multiple Listing Service,LLC. All rights reserved. No one may copy and/or repost these MLS listings, or any portion thereof, without the written permission of an authorized officer of the Central Virginia Regional Multiple Listing Service, LLC. These listings are refreshed within a minimum of every seven calendar days. Thus, listings may appear here for properties no longer on the market. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties for purchasing or leasing.


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Agency License Information: Hometown Realty-Licensed in the Commonwealth of Virginia


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